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For the education leader tasked with risk management, insurance and employee benefits, these aspects play a critical role in the overall health, foundation and resiliency of an institution. The best organizations take a sophisticated approach to protecting against litigious action: reducing student safety risks and exposure, providing for the sustainability and viability of their infrastructure, equipment and R&D investments, complying with regulation and managing financial exposure.

Often, risk mitigation and management concerns encompass the entire institution. Risk threats facing an institution and the student body are often unpredictable and present significant safety, liability and financial exposures to the school community. Both independent school and university leadership find their risks multiplying, and the proactive management of them, through risk transference, financial protection and strategic policy, is vital to every institution’s success.

Simultaneously, the productivity, wellness and satisfaction of the faculty and operational staff is also critical. The education workforce is split into populations with diverse needs. Educators are often distinct in requiring special attention in the design of their benefits, insurance and retirement plans, while school and university staff necessitate programs aimed at productivity and contentment.  In both cases, specialized benefit plans are essential in order to attract and retain the most qualified employees.


RCM&D Advantage

Through years of working with prominent educational institutions, RCM&D recognizes the nuances and details of creating viable insurance, risk management and employee benefits strategies.  Our Education Practice is dedicated to providing these organizations with comprehensive solutions designed and managed to meet their specific priorities and needs.


Client Solutions

While Randolph College is a liberal arts school located in the small town of Lynchburg, Virginia, it has a big time mission to educate ethical global citizens.

Goucher College is an independent, liberal arts institution dedicated to providing a broad international perspective on education.

Franklin & Marshall College began working with RCM&D – as part of the Pennsylvania Colleges and Universities Shared Consortium – in 2005.


Now more than ever, colleges and universities are being forced to address continuously-evolving legal and regulatory requirements placed on them.  With these...

Do you have a policy to handle student foreign travel? Is it updated and monitored regularly?

“Nothing will ever be attempted if all possible objections must be first overcome.” 

The term “defined contribution” is nothing new. Most of us recognize it as an approach employers utilize when funding a 401(k) or other similar other similar retirement plan.

News & Press

Despite nineteen consecutive monthly increases in commercial P&C rates, we may be nearing the end of consistent premium increases.

In the April 2014 issue of Leader's Edge Magazine, RCM&D's Jim Gaughan and Karen Randazzo were featured and shared their expertice regarding the......

  • Lorie Matthews
  • Wayne Fritze
  • Katie Santarelli
  • James Gaughan
  • Karen Randazzo
  • Louis Shapiro
  • Nancy Gilgenast

Contact Information

Karen Randazzo
800 346 4075